# MK Invest 10K (The Marlowe Keynes Annual Report)

> Free SEC 10-K primary source analysis tool. Extracts verbatim filing text across 14 modules — not summaries. Covers risk factors, MD&A, financials, business segments, and more for any US-listed company.

## About

MK Invest 10K is a financial research tool created by David L. Steinberg, founder of Marlowe Partners. It reads SEC 10-K annual filings, S-1 IPO prospectuses, and Form 10 spin-off filings directly from SEC EDGAR, then organizes the actual filing language into structured, readable sections. The technology is powered by Mycroft Mind.

The tool is free to use and requires no account for basic analysis.

## Primary Domains

- https://mkinvest10k.com (primary)
- https://marlowe10k.com
- https://keynes10k.com
- https://marloweannual.com

## Core Features

### SEC Filing Analysis (14 Modules)
Extracts verbatim primary source text from 10-K filings:
- Filing Metadata & Cover Page
- Business Description
- Management Discussion & Analysis (MD&A)
- Income Statement Analysis
- Balance Sheet Analysis
- Cash Flow Analysis
- Business Segments
- Risk Factors
- Accounting Policies
- Competitive Analysis
- Management & Governance
- Red Flags & Concerns
- Footnotes Deep Dive
- Forward Guidance

### Bloomberg-Style Financial Flipbook
Interactive financial data visualization with:
- Historical income statement, balance sheet, cash flow data
- Analyst consensus estimates (revenue, EPS, EBITDA)
- Peer comparison tables with valuation multiples
- Historical stock price charts
- Annuals/Quarters toggle, currency selector

### 300-Question Deep Dive
Comprehensive company analysis covering:
- Business model and competitive advantages
- Financial health and capital allocation
- Management quality and governance
- Growth drivers and market opportunity
- Risk assessment and red flags

### Investment Memo (Marlowe Checklist)
14-section investment memo framework:
- How does the business make money?
- What is the competitive advantage?
- Is there anything interesting about the capital structure?
- Is the stock cheap?
- What are the risks?
- And 9 more sections...

### Company Comparison
Side-by-side financial metrics comparison between any two companies with:
- Revenue, margins, growth rates
- Valuation multiples (P/E, EV/EBITDA, P/S)
- Winner badges per metric category

### Market Intelligence Dashboard
Real-time market data including:
- Sector performance heatmaps
- Macro indicators (GDP, CPI, unemployment, Fed Funds)
- Market breadth and volatility metrics

### Filing Type Support
- **10-K**: Annual reports for established public companies
- **S-1**: IPO prospectus analysis for newly public companies
- **Form 10**: Corporate spin-off filing analysis
- **20-F**: International company annual reports

## How to Use

1. Enter a company name or ticker symbol (e.g., "Apple" or "AAPL")
2. Select which analysis modules you want (or use all 14)
3. Click "Generate Brief" — analysis takes 30-60 seconds
4. Read the verbatim primary source text organized by section
5. Export as PDF or DOCX for offline reading

## Coverage

- 9,300+ companies in the global database
- All US-listed companies with SEC filings
- International companies listed on US exchanges (20-F filers)
- Companies from 25+ countries (US, UK, Germany, Japan, Canada, etc.)

## Technical Details

- Data source: SEC EDGAR (primary source text)
- Financial data: Financial Modeling Prep, Finnhub, FRED
- Analysis: AI-powered section extraction with verbatim text preservation
- Export formats: PDF, DOCX
- No account required for basic analysis

## API Access

The tool exposes tRPC endpoints for programmatic access:
- Company search and autocomplete
- Filing analysis with module selection
- Financial data retrieval
- Comparison data

## Contact

- Creator: David L. Steinberg
- Organization: Marlowe Partners / Marlowe Keynes
- Technology: Mycroft Mind
- Twitter: @MarlowPartners

## Detailed Documentation

- [Full documentation](/llms-full.txt)